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Terms & Conditions
Last updated: January 15, 2026
1. Object and Scope
These Terms and Conditions govern access to and use of the website klyphorenmx.com, operated by Klyphorenmx, S.A. de C.V. (hereinafter, Klyphorenmx), as well as the contracting of consulting and financial education services offered through it. By accessing this website, you signify your agreement with these terms in their entirety. If you do not agree with any of these provisions, we ask that you refrain from using our website and services.
2. Definitions
For the purposes of these Terms: User refers to any individual or legal entity that accesses, browses, or uses the website klyphorenmx.com. Services comprises the set of financial consulting, financial education, debt management, and social support program activities offered by Klyphorenmx. Content includes all information, texts, graphics, images, videos, and other materials available on the website. Platform refers to the website klyphorenmx.com and all its subdomains and sections.
3. Website Usage Conditions
The user agrees to use the website and its contents diligently, correctly, and lawfully, refraining from: reproducing, copying, distributing, or modifying content without express written authorization from Klyphorenmx, using the website for unlawful purposes or contrary to these terms, attempting to access restricted areas of the website or its computer systems, introducing viruses, malicious programs, or any other element that may damage or alter the operation of the website, and impersonating other users or third parties.
4. Financial Consulting Services
The financial consulting services provided by Klyphorenmx are exclusively informational and advisory in nature. Recommendations issued by our consultants are based on information provided by the user and market conditions at the time of consultation. Klyphorenmx does not guarantee specific financial results. Financial decisions made by the user based on our recommendations are the sole responsibility of the user. Our services do not constitute investment advice regulated by the Securities Market Law nor substitute the advice of a certified financial professional in specialized areas.
5. Intellectual Property
All website content, including but not limited to texts, graphics, logos, icons, images, educational material, and site design and structure, are the property of Klyphorenmx or their respective rights holders and are protected by the Federal Copyright Law, the Industrial Property Law, and applicable international treaties to which Mexico is a party. Total or partial reproduction of any content without prior written consent is prohibited. Unauthorized use of any protected material may give rise to corresponding legal action.
6. Limitation of Liability
Klyphorenmx shall not be liable for: financial losses resulting from decisions made by the user based on information or recommendations provided, temporary interruptions in website access due to maintenance, updates, or force majeure, damages caused by viruses or harmful elements that may affect the user's computer equipment as a consequence of accessing the website, and the accuracy, timeliness, or completeness of information published on third-party websites linked from our platform. This site is for informational purposes only and is not responsible for any loss of funds.
7. Personal Data Protection
The processing of users' personal data is governed by our Privacy Policy, available on this website, prepared in compliance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP) and other applicable regulations. By providing your personal data through the website forms, the user declares having read and accepted said Privacy Policy.
8. Applicable Law and Jurisdiction
These Terms and Conditions are governed by and interpreted in accordance with the laws in force in the United Mexican States. For the resolution of any controversy arising from the interpretation, compliance, or execution of these terms, the parties expressly submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.
9. Amendments to the Terms
Klyphorenmx reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from the moment of their publication on the website. Continued use of the website after the publication of changes constitutes acceptance thereof. We recommend periodically reviewing these terms to stay informed of any updates.
10. Contact
For any inquiry, comment, or claim related to these Terms and Conditions, you may contact us through: email legal@klyphorenmx.com, telephone +52 (55) 4170-2839, or in person at Av. Paseo de la Reforma 505, Floor 28, Col. Cuauhtemoc, C.P. 06500, Mexico City, Mexico. Business hours: Monday to Friday from 9:00 AM to 6:00 PM (Central Mexico Time).